The only type that is actually required
by law is liability insurance. You have to have at least $25,000 of liability insurance and the purpose of that is to protect you if you injure someone. So if you injure someone else and you didn’t intend it then, your insurance company will step in and hire you a lawyer for free and pay up to $25,000 per person who you injured. So that’s kind of insurance that you’re
required to get.