IF YOU HAD YOUR ROOF REPLACED, YOU PROBABLY KNOW SOMETHING ABOUT THE I’LL SCRATCH YOUR BACK CONTEST. THINGS ARE ABOUT TO CHANGE SEPTEMBER 1ST. MORE ON THE NEW PAYMENT OF INSURANCE PAYMENT LAW. THEY TRIED TO DO THIS BACK IN THE LATE 80S, EARLY 90S, PAST THIS LAW. IT WASN’T ENFORCED, WHY? IT WAS THE VERBIAGE OF THE HOUSE BILL AT THE TIME THERE WAS A WAY TO GET AROUND IT. IT WASN’T WORDED REAL WELL. NOW THEY HAVE COME BACK THIS MANY YEARS LATER AND SAID WE ARE GOING TO CLOSE THAT LOOPHOLE AND ENFORCE THIS, YOU CAN NO LONG ER EAT OR WAIVE WAIVE WAIVE WAIVE WAIVE PAS, J, BSH — WAIVE WAIVE WAIVE WAIVE WAIVE WAIVE WAIVIVE, J, J KSH — THAT HAS BEEN ILLEGAL. JUST NEVER ENFORCED. SO BUT PEOPLE WERE GIVING THINGS, WAIVING THE DEDUCTIBLE. ROOFING INDUSTRY SO COME PUBLIC EDUCATION SYSTEM TIF. THEY ARE DOING WHATEVER THEY CAN TO GET THE ROOFS. YOU CAN BE COMPETITIVE ON A LEVEL PLAYING FIELD. IN THE PAST THE INSURANCE COMPANY WOULD EAT THAT COST. DEDUCTIBLE 2,000. WE’LL EAT THAT, YOU GO WITH THE ROOFING COMPANY. INSURANCE COMPANY FILED A CLAIM, THEY DO THE INSURANCE, CUT YOU A CHECK AND MOVE ON. RIGHT. UNFORTUNATE THING, ANDY, HOMEOWNER DUPED TO COMMITTING INSURANCE FRAUD. ALMOST TWO SETS OF INVOITING. SO THE INSURED WOULD TURN IN THE BIG INVOICE. SO NOW, AFTER SEPTEMBER FIRST, IF YOU DO IT, YOU ARE THE CONSUMER OR ROOFER, THAT IS NOW A CLASS B MISDEMEANOR 180 DAYS IN JAIL AND $2,000 FINE. I HAVE TALKED ABOUT TO SEVERAL ROOFERS. THEY ARE LIKE WE ARE ENFORCING THIS. WE ARE NOT GOING TO OPERATE AND NOT DO IT ACCORDING TO THIS NEW HOUSE BILL. ONE ROOFER WILL TRY TO COME IN AND DO THINGS SHADY WILL BE MADE AN EXAMPLE OF AND THEREFORE SET THE TONE FOR EVERYBODY. IF YOU ARE DOING BUSINESS, THEY ARE GOING TO DO IT CORRECTLY. WE ARE GOING TO SEE A LOT LESS ROOFS REDONE. HEY, NO SKIN OFF YOUR TEETH, NOT GOING TO COST YOU A THING. IF YOU ARE PAYING THE TWO% DEDU DEDUCTIBLE. NOW YOU’LL GET A ROOF. MORE WILL GET THE ROOF WHEN THEY NEED IT. IF YOU ARE SELLING YOUR HOUSE, FINE. LIKE YOU SAID, YOU HAVE SKIN IN THE GAME. I HAVE TO COME UP WITH 2500 BUCKS. THIS ALL GOES INTO SEPTEMBER 1ST. IT CHANGES. MAKE SURE YOU TALK TO YOUR INSURANCE AGENT. REPUTABLE LOCAL ROOFER ABOUT OPTIONS THERE. THIS IS SOMETHING WE ARE DIVING INTO TOMORROW. TRYING TO FIGURE OUT WHAT IT MIGHT MEAN.