if you do the public option 50,000 less people are going to have coverage that’s what I took away I thought that was kind of profound that was the counterintuitive part to me because the individual market would collapse and people wouldn’t do something so what is is that still an accurate representation of what your numbers show it’s not really a reduction in the number of people as a result of the public option it’s the fact the public option doesn’t really pull people back in the way you might think so so the thing that really results in the loss of the membership is the the end of the reinsurance program in that spike in premiums where do those people go today do they because the premiums are high they for whatever reason their networks or whatever other reason if you’ve tested that or figured out what that looks like so if they if they don’t buy insurance on the individual market because they don’t because the premiums are high and there’s no reinsurance and I’m actually talking to student make sure I got it right senator lourey was describing you know you have these people that are making maybe sixty six thousand dollars a year looking at a 20 thousand dollar premium and not just a twenty thousand dollar premium that’s with reinsurance without reinsurance it’s gonna be fifty percent more so they’re looking at a thirty thousand dollar premium and it’s not that they’re not smart it’s just they really you know economically don’t have access to the market I have a little bit of trouble just using the analysis of data that is put through the lens of an insurance company without looking at the data through other lenses and trying to make sure that we have a public option that is much better designed than what was fed into this model no matter what model you use if it’s full government payment or if it’s a private public balance or if it’s a private market solution until you talk about incurred cost you cannot solve the under the overall expense of healthcare in Minnesota or in this country