We understand traveling with a pre-existing
medical condition can be concerning, so we’re here to help… but what is a pre-existing
condition? It’s any illness or injury present 120 days,
or as specified by your plan, prior to purchasing your plan. For example, a sprained knee you have had
treated in the 120 days prior to and including the policy purchase date will be considered
a pre-existing medical condition. If you later have to cancel your trip because,
for instance, the sprained knee now requires surgery, or because your recovery is taking
longer than expected, or for any other reason arising out of the knee sprain, this would
be considered a pre-existing medical condition. In order to be eligible for coverage, here
are some things to keep in mind when purchasing travel insurance… It’s required that you must be a U.S. resident,
insure the full nonrefundable cost of your trip within fourteen days of paying your first
trip deposit or up to your final trip payment depending on your plan, and be medically able
to travel when you purchase your policy. There is also a cap on trip costs when you’re
buying travel insurance with pre-existing medical condition benefits. For example, if you’re looking into the
Classic Plan, the total cost of your trip must be no more than fifty thousand dollars
per person. We know this can become complicated. If you have questions about travel insurance
with pre-existing medical condition benefits, we can help! Visit our website or call us and protect your
trip today!