Hopefully you’ve protected yourself by buying UIM insurance, it’s also known as underinsured motorist or uninsured motorist. So if you have UIM insurance on your own auto policy, it will pay you just like the other
insurance would have if you’re injured as a result of someone else’s negligence
and it doesn’t make your rates go up, so that’s a wonderful thing. The other possibility is maybe the
person who was driving the car didn’t own the car and the person who owned the car had insurance, so that’s also another possible way in
which we can get you compensation. But it’s important to contact us early so we can sort through this and find out how to get you the compensation that you deserve.