So, what is a health insurance exchange anyway? Well, think of it as a large, online marketplace that gives individuals and small businesses access to insurance options. Ok, sounds good. How does it work? I’m glad you asked. It allows uninsured individuals to compare and shop for quality and affordable health plans and insurers a way to compete for individual customers. So exchanges give you access to a range of plans whether you are a student, you run a local bakery, or are a stay-at-home dad. Gotcha, but what does it mean for me? Right now, if you were to shop for insurance you’d be on your own, and it can get pretty complicated. Soon, most of us will be required by law to purchase health insurance, including you, and exchanges will offer a more streamlined way for millions of Americans to compare and select insurance. Got it? Yeah, I think so. Thanks. You’re welcome.