When it comes to auto insurance scams,
most of us think of the sale of cheap coverage that doesn’t really exist. But Sammy Lee, with the Financial
Services Commission of Ontario, or FSCO, says auto insurance scams come in many
other forms too. From fraudulent activity at accident
sites, to stealing signatures, forms and patient
information from healthcare practitioners, to bilk payments from auto insurance
companies. FSCO reports that the Ontario government’s auto insurance
anti-fraud task force is working to build on current programs,
address the nature and extent of these crimes, as well as looking into proven
strategies to curtail fraudulent practices. But it is also in the consumer’s
interest to help prevent fraud. Auto insurance costs everyone, in the
form of higher premiums. If you’re ever in an accident, always be
cautious if any referrals made on-site for body shops, storage facilities,
paralegals, for making any health claims. You should always work with your
insurance provider. Insurance companies are required to provide a statement of the dollar amount of
treatments, goods and services received, as a result of an auto accident.
You as a consumer can do your part by monitoring these statements and discussing any concerns with your
insurance company. Whether it’s for auto insurance coverage
or expenses from an accident, by being vigilant and working with your
insurer, you can help detect and report fraud,
reduce insurance premiums, and increase safety for drivers. For more
information about auto insurance scams, how to report them, and what you can do
to protect yourself, visit the website of Ontario’s insurance
regulator, the Financial Services Commission of
Ontario at F S C O dot G O V dot O N dot C A. Martin Vanderwood, reporting.