Meet Joe Average. This is Joe’s car. Joe loves his car. Like most South African car owners, Joe Average doesn’t have car insurance. That’s a lot of cars that are… a bit
off color when it comes to insurance. Like most, Joe believes that he doesn’t
need it. But Joe Average, like everyone else does
need car insurance. We’ll tell you Joe, if you promise to use
your words. You’re a stick man, not a cave man. Alright, well here are the four reasons
that you need car insurance. The main reason that people like Joe
don’t have car insurance is because they don’t want to fork out a monthly premium. What people like Joe don’t consider is
that without insurance they’re risking their savings and other assets every time they take their car for a spin. Why? Because accidents happen and vehicle accidents can be
expensive. And while we’re on the subject of accidents let’s move on to our second reason. Apart from covering Joe Average for damages insurance will also cover him for legal liability following a vehicle accident that caused bodily injury or death to other parties, or damage to their property. This includes
legal costs that someone can claim from Joe. Reason three. Without insurance who will help Joe if he’s involved in an accident? Who will tow him home? Help him find someone to repair his car? Help him organize a car that he can drive while his car is being repaired? Or, what if his car is a write-off? Who
will help him find a replacement vehicle? With reliable insurance all these things
will be taken care of. And on to the final reason on why you
need vehicle insurance. Joe’s an Ace Driver. He adheres to the rules of the road and doesn’t drive under the influence of
alcohol. But on the road Joe is surrounded by drivers who aren’t Ace Drivers, but are in fact Driving Duds and their unpredictable behavior can cause many accidents. Eish! is right Joe. As a matter fact, there are more than 500,000 vehicle
accidents per year in South Africa. So don’t be like the average Joe, make
the smart choice and be prepared by taking out car insurance today.