Day: October 16, 2019
What is the structure of an insurance contract? Like most contracts, it's going to begin with the introductory phrases. In a normal contract, it's got a preamble. In these, it is called the declaration that is the statement of what this contract is. Oftentimes, it will identify the parties out front but
(Music) (Insurance Commissioner Dave Jones) Good afternoon. My name is Dave Jones, and I have the pleasure and privilege of serving as California's Insurance Commissioner. Before we begin, I would like to introduced Joel Laucher who is the Deputy Commissioner for the Rate Regulation Branch. He has joined me on stage here.
Insurer Merced went belly up after Camp fire. Heres what policyholders need to know Los Angeles Ti California regulators have taken over Merced Property Casualty, an insurance company bankrupted by insurance claims from the Camp fire. The small San Joaquin Valley insurer had assets of
Jim, we've been talking about all the positives and all the good things that are going on. That's not always the case. There are some bad things that happen. Can you elaborate on that? Well, we've been fortunate with our reinsurance programs, in that they've all broken even or made money. We've never
My name is Jim Chalat and I am the senior trial attorney here at Chalat Hatten and Banker. A truck accident case is different than a car crash case. Semi trucks weigh more than 26,000 pounds and are typically 52 feet long. Therefore truck accidents cause more serious injuries and in tragic cases
Absolutely not. The reason is that attorneys are professionals at doing this. We have years and years of experience - we know what matters to an insurance company, we know what doesn't. Also we know what helps and hurts your case and how to put its best face forward.
There's roughly 9 to 10 million people in America that have PTSD. And there's many, many millions of them that are severe, chronic, treatment-resistant PTSD. And what that means is that there are a lot of people that have posttraumatic stress disorder for whom the currently available medications and psychotherapies don't work.
[whimsical music] [whimsical music] [holiday music] [holiday music] Whoa! Whoa, whoa, whoa, whoa! Don't run in your grandmother's house. Show a little respect. Slow down, be careful. Ok. What are you doing? (all) We want to watch a movie. A movie? That sounds fun. Do you want some popcorn? Maybe apples? (all) Yes please!